Welcome to my review of Hard Assets Alliance!
They claim to provide the BEST WAY TO INVEST IN GOLD.
However, are they really the BEST? or are they the WORST?
Let's get to know every inch of Hard Assets Alliance!
Who they are? what do they do? and if they are the best or worst choice in the industry?
Let's begin our Hard Assets Alliance Review!
Hard Assets Alliance Quick Review
HAA Summary Review
- Name: Hard Assests Alliance
- Website: hardassetsalliance.com
- Founder: Ryan McLimans
- Price: No Minimum Order
- Rating: 4.0/5.0
What is Hard Assets Alliance
Hard Assets Alliance is an industry association of trusted economic and investment research firms that fosters a better understanding of precious metals markets.
They also offer an electronic platform that allows wealth managers through providing real, physical precious metals to their clients, for independent registered investment advisors large and small, and for their direct customers.
Why Hard Asset Alliance?
The company takes pride in the following:
- Built Strong
- Trusted and Proven
- Honest & Smart
Products and Services they offer
Here are some of the solutions of the precious metal that Hard Assets Alliance offers:
Standard Account (Quick, Flexible, Low-Cost Physical Bullion Investing)
- Most Popular Option
- Take Delivery or Access Profits Anytime
- Open to All (US & International)
First, a standard account wherein you can put the power of gold to work for you.
With this, you can access your gold any time you need it and allow it to grow over time. You may also request delivery or sell to pay for the things you need in life like a new house or children’s college tuition.
Precious Metals IRA (Get More Hedge for Your Dollar with Tax-Advantaged Investing)
- Invest & Reduce Taxes
- Save for Retirement in Physical Gold
- Hedge Against Paper Assets
On the other hand, IRAs can provide an amazing tax-deferred or tax-free way to invest.
You can apply those advantages to real, physical precious metals with an IRA. Hard Assets Alliance will also guide you throughout the process.
They have also integrated Equity Trust into their platform—one of the leading independent trust companies in the US, with over $25B in alternative assets under custody for IRA investors.
METALSTREAM™ (Automated Investing When Time Is Money)
- Save In Gold
- Dollar-Cost Average
- No Commitments
More so, MetalStream™ lets you save in gold and silver over time and get all the benefits of price averaging, without sacrificing the advantages of owning whole coins and bars.
Corporate Treasury (Yes, Your Company Can Own Gold)
- Secure Storage Account
- Corporations, LLCs, and More
- Checkbook IRA Support
Furthermore, with Hard Assets Alliance, you can open an account for your business and purchase precious metals as a first-class company asset. They support LLCs, C- and S-corporations, partnerships, even sole proprietors.
Estate and Trust (Protect Your Family for Generations)
- Give the Gift of Gold
- Accounts for Every Plan
- No Extra Cost
Other than that, they can help secure your next generation with an investment in real, tangible precious metals.
They have estate and gifting solutions – including accounts for Trusts, UTMAs, or holding companies – that provide the flexibility to give the gift of gold with ease.
When your beneficiary needs the assets, they can easily be sold or delivered. Until then, they will keep assets safe and secure with their vaulting partners.
Here are some of the precious metals products that Hard Assets Alliance offers:
Aside from solutions and precious metals, Hard Assets Alliance also offers Vault Service.
Storage rates are the same for all vaults: 0.7%/year of average daily asset value for gold, platinum, and palladium, and 0.8%/year for silver, or lower for higher-value accounts.
$5/month minimum per account; waived for accounts with MetalStream activated. Storage is billed quarterly.
These fortified vaults safeguard gold for governments and corporations, ensuring the utmost security for valuable investments. Contents within the vaults are insured based on their true value, giving you peace of mind.
How To Fund Your Account?
For IRA accounts, wire funds from your bank or write annual checks. IRA to IRA transfers and rollovers from other 401k accounts are accepted. For other accounts, swift wires and U.S. Federal Reserve wires are welcomed for global customers. U.S. and international customers can also mail in checks using the addresses provided on the HAA app and website. U.S. customers additionally have the option of electronic funds transfer, while Bitcoin and other cryptocurrency payments are supported through BitPay, with a 1% conversion fee.
Opening an Account Made Easy
To start your journey with HAA, visit their website, peruse the terms and conditions, and click the link to open your account. Simply provide your email address to receive the login process link.
Upon clicking, you'll be guided through choosing your account type, entering the account owner's details, accepting the user agreement, funding your account, and completing the process. With the HAA silver account, your funds are ready, and your order is bid out to an extensive network of suppliers. Once your purchase is confirmed, you become the proud owner of the metals, ready for shipment or secure vault storage.
>>>To avoid Gold IRA frauds in the uncontrolled market, Get Your Free Gold IRA Guide Here!
Remember, HAA is a marketplace, not a dealer. This means shopping around can lead you to different vendors. While HAA allows you access to various suppliers, the prices you see might not be the lowest available in the market. Be sure to consider all factors, including premiums and fees, when evaluating costs.
Storage and Shipping Options
HAA provides a wide array of storage and shipping choices:
- Storage: Safeguard your precious metals in secure vaults located in the US, Canada, or Switzerland.
- Shipping: Choose from FedEx, UPS, or USPS, with full insurance coverage for added protection.
The price of storage varies depending on the metal and account size, with discounts possible for large accounts. MetalStream, HAA's automatic investing account, can help reduce monthly storage fees.
Reviews and Ratings For HAA
Looking to hear what others have to say about Hard Assets Alliance? We've got you! Check out these trusted sources for authentic reviews and ratings:
- Trustpilot Reviews- 4.5/5.0 rating for 66 Customer Reviews
- Better Business Bureau (BBB)- is not BBB accredited
Discover genuine experiences and insights from satisfied customers. See if does HAA is making waves in the financial world!
What I Like About HAA
No Minimum Investment/ Orders
There is no minimum amount to fund an account with Hard Assets Alliance. Nor is there any minimum quantity on standard buy or sell orders.
However, New York charges sales tax on precious metal bullion purchases under $1,000 when delivered or stored within the state (including to the vault); to make it simpler for our clients Hard Assets Alliance requires a $1,000 minimum for purchases to be delivered to that vault location.
There is a $25/month minimum for MetalStream automatic monthly investments.
Competitive Storage Fees
Storage costs are the same in all of their vaults, and the rates depend on the value of metals you store: the larger the value of metals, the lower the fees. At any level, our rates are very competitive, ranging from 0.5% to 0.7% per year for gold and 0.6% to 0.8% for silver.
Assets not part of MetalStream are subject to a $15 minimum, quarterly storage fee per account.
Open to All
They also accept accounts from customers all over the world.
US regulations do require that we establish the identity of all account holders, whether or not they are US citizens. This may include requiring a copy of your government-issued ID or other identity verifying documents.
What I Don't Like About HAA
While HAA has a lot going for it, there's always room for improvement. Some key points worth considering are:
Can't Cancel Orders
If you have placed an order, your order is typically processed so quickly (it's put out to bid almost instantly during market hours) that canceling the purchase is not possible after it has been placed.
Does not offer collectible or numismatic value coins
They only provide widely recognized sovereign bullion coins sourced from the world's largest bullion wholesalers and dealers. Currently, coins are available in the US, Australia, Singapore, and Switzerland.
They also sell privately minted rounds and bars of the most widely traded varieties. They do not deal in products that trade for their collectible or numismatic value.
Is Hard Assets Alliance a SCAM?
In this review, we believe that Hard Assets Alliance is NOT A SCAM.
However, this company is not accredited by trusted review websites like BBB.
And so, recommending it to be the best way to investing in gold is a NO for me.
I'm not so sure if we should trust the company of the people giving bad reviews.
So, there's room for doubt in this company.
Overall, it's a good company and they offer superb products and solutions.
When it comes to precious metals investment and giving all your hard-earned money, let us choose a company that will give us 101% assurance with the money that we have.
And so, I definitely would recommend GOLDCO.
Goldco is the most trusted when it comes to gold and precious metals IRA. With more than a decade of experience and thousands of satisfied customers, the Goldco team remains committed to our mission to help individuals safeguard and grow their retirement savings.
They have also helped set up thousands of precious metals IRAs for people seeking a way to diversify and protect their retirement savings.
You can learn more about them by clicking below: