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January 23, 2023

CFC Gold Loans Review: Are they a SCAM? (2023)

Welcome to my review of CFC Gold Loans!

Do you want to have physical gold and other precious metals, but don't have the money?

Well, you may have encountered this company!

However, the question is... ARE THEY A SCAM?

This is very important! Given that the money needed to buy gold and precious metals is not 'just some' but 'A LOT!'

So, let us start our review of CFC Gold Loans!

CFC Gold Loans Summary Review

  • Website: https://cfcgoldloans.com/
  • Owner: A-Mark Precious Metals
  • Price: Loans of $25,000 to $5 Million
  • Rating: 4.3/5.0
CFC Gold Loans Review

What Does CFC Gold Loans Do?

CFC Gold Loans Review Homepage

CFC stands for Collateral Finance Corporation.

They are a licensed California Finance Lender offering financing on a wide array of precious metals and numismatic products.

The company is an owned subsidiary of A-Mark Precious Metals (you can read our review of them here!)

A-Mark Precious Metals is a bullion trader and wholesaler. So, if you will buy gold and precious metals from them, you can get financing through CFC Gold Loans.

A-Mark Precious Metals founded CFC Gold Loans in 2005.

Company Profile

They have over $250 million of loans extended to date and takes pride in their dedicated and personal service.

CFC Gold Loans Partners

The company also works with Lloyd's of London for insurance policies when storing gold and precious metals, as well as Loomis or Brinks for the security of all their collateral stored in depositories.


Their partners A-Mark Precious Metals and JM Bullion are both well known in the precious metals industry.

How does CFC Gold Loans Work?

Since the company provides financing for you to buy gold and precious metals. Here's how they work:


Offering online applications.

You must include your basic information, describe precious metals, summarize your financial position, and upload a government-issued ID.

They usually respond after one business day, unless you have some documents missing, they will respond sooner.

They offer secure shipping.

CFC Gold Loans ship with USPS or UPS. They will prepare your package and provides insurance, as well.

They have designated storage.

With CFC Gold Loans, they offer designated storage. They segregate your holdings and secure your assets.

The depository locations include New York and Las Vegas.

More so, they will return the preserved assets upon loan payoff.

All your assets will then be fully insured up to their whole replacement value under the terms of our insurance policy, which is underwritten by Lloyd’s of London.

Have a swift loan process.

CFC Gold Loans has a swift loan process wherein the loans are funded within 10 days.

They also don't charge loan fees. You will also get online updates and it will directly wire into your account.

You can make loan payments via ACH, check credit card or wire.

Other Offers

CFC Gold Loans also offers Trading Card Loans.

This will allow you to:

  • Benefit from low payments
  • Redeploy your equity
  • Interest-only loans
  • Rates fixed during the 180-day term

Furthermore, they also offer CFC Auction Financing.

The company has a long-standing relationship with Stack’s Bowers Galleries, America’s oldest numismatic auction house, and offers to finance for most of the coins and currency that it sells.

  • Have a minimum loan amount of $25,000.
  • Loan-to-Value up to 70% hammer price.
  • Introductory rates for first-time borrowers.
  • Segregated Storage.

Reviews and Ratings

Unfortunately, upon searching for reviews and ratings of CFC Gold Loans is that they do not have reviews and ratings at all! From other trusted websites like Trustpilot or the Better Business Bureau.

They are also not rated by them.

So, here are some of the reviews that they have when you look into their website.

CFC Gold Loans Review Customer Review

What I LIKE About CFC Gold Loans


CFC offers dealers competitive financing on their inventories to provide the needed liquidity; plus, the ability to swap collateral quickly, and the opportunity to offer their retail customers third-party financing for their purchases. In addition, CFC offers dealers competitive financing on their inventories to provide buying power before auctions.


If you want to apply for a loan with CFC Gold Loans, they have a simple process and you can also do it online or on their website.

What I Don't Like About CFC Gold Loans


CFC lacks reviews and ratings from trusted review websites. So, it is fairly hard to judge how legit they are.


CFC has a minimum loan size of $25,000. So, this means that, based on a typical Loan-To-Value ratio of 65% – 75%, a borrower needs to have approximately $35,000 of precious metal collateral.


Borrowers must be citizens or legal residents of either the United States or Canada and their loans are subject to restrictions based on state residency.


A borrower is required to represent that a loan’s proceeds will be used for commercial investment purposes. The objective of this restriction is to ensure that someone is not borrowing capital to fund day-to-day personal expenses.


CFC loans are for 180 days. Borrowers are generally offered the opportunity to renew their loan several weeks before maturity. Most CFC loans are renewed for multiple terms.

Is CFC Gold Loans a Scam?

CFC Gold Loans is not a scam. Given that they are owned by A-Mark Precious Metals. Also, the company has been in the industry for more than a decade. So, you can trust this company!

However, it is not for everyone. Plus, what they do is that they finance only those that are loaning for business reasons.

So, if you are a businessman, you can engage yourself with them. However, they have big interests and are quite pricey.

So, it is your choice if you want to do business with them.

On the other hand, if you are just an average customer and want to invest in precious metals then I suggest you read my other articles below.

However, my most recommended is Goldco. So, you better check them out.

Final Thoughts

CFC Gold Loans accepts loan applicants and they are all subject to verification.

All loan applicants must qualify under Collateral Finance Corporation underwriting requirements and satisfy all contingencies of loan approval. Loan approval will be subject to satisfactory appraisal and title review.

This loan program is subject to change without notice. This loan program is for business purposes and commercial loans only.

But, if you want gold and precious metals, look into GOLDCO.

They also have partners in the industry that you can trust! They are well-rated and loved by their customers!

To know more about them, just click below!

Thank you for reading this review! You can leave your comments below!

Need Information? Call Here: (844) 577-0028

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