• Home
  • |
  • Blog
  • |
  • CFC Gold Loans Review – Are They TRUSTWORTHY? [2023]

May 10, 2023

CFC Gold Loans Review – Are They TRUSTWORTHY? [2023]

When investing in precious metals is not uncommon to require financial assistance at some point, and this is where CFC Gold Loans can be helpful.

However, since there are a lot of scams out there it can be hard to tell whether or not a company is trustworthy!

So is CFC Gold Loans trustworthy? or it's a scam that you should avoid?

Let's find out!

CFC Gold Loans Summary Review

  • Website: cfcgoldloans.com
  • Owner: A-Mark Precious Metals.
  • Price: depends on your investment.
  • Rating: 3/5.0
CFC Gold Loans Review

What is CFC Gold Loans?

CFC Gold Loans Review Homepage

CFC Gold Loans (Collateral Finance Corporation) is a licensed Californian Finance Lender offering financing on a wide array of precious metals and numismatic products.

The company was founded in 2005 and it's an owned subsidiary of A-Mark Precious Metals (you can read our A-Mark Precious Metals review here!)

A-Mark Precious Metals is a bullion trader and wholesaler. So, if you will buy gold and precious metals from them, you can get financing through CFC Gold Loans.

CFC Gold Loans provide quick and private secured loans for high-value secured collateral which helped them grow a strong reputation among retail investors and borrowers.

Company Profile

They have over $250 million of loans extended to date and take pride in their dedicated and personal service.

CFC Gold Loans Partners

The company also works with Lloyd's of London for insurance policies when storing gold and precious metals, as well as Loomis or Brinks for the security of all their collateral stored in depositories.


Their partners A-Mark Precious Metals and JM Bullion are both well-known in the precious metals industry.

How does CFC Gold Loans Work?

Since the company provides financing for you to buy gold and precious metals. Here's how they work:


Offering online applications.

You must include your basic information, describe precious metals, summarize your financial position, and upload a government-issued ID.

They usually respond after one business day.

They offer secure shipping.

CFC Gold Loans ship with USPS or UPS. They will prepare your package and provide insurance, as well.

They have designated storage.

With CFC Gold Loans, they offer designated storage. They segregate your holdings and secure your assets.

The depository locations include New York and Las Vegas.

More so, they will return the preserved assets upon loan payoff.

All your assets will then be fully insured up to their whole replacement value under the terms of our insurance policy, which is underwritten by Lloyd’s of London.

Have a swift loan process.

CFC Gold Loans has a swift loan process wherein the loans are funded within 10 days.

They don't charge loan fees and you will also get online updates

You can make loan payments via ACH, check credit card, or wire.

Other Offers

CFC Gold Loans also offers Trading Card Loans.

This will allow you to:

  • Benefit from low payments
  • Redeploy your equity
  • Interest-only loans

Furthermore, they also offer CFC Auction Financing.

The company has a long-standing relationship with Stack’s Bowers Galleries, America’s oldest numismatic auction house, and offers to finance most of the coins and currency that it sells.

  • Have a minimum loan amount of $25,000.
  • Loan-to-Value up to 70% hammer price.
  • Introductory rates for first-time borrowers.
  • Segregated Storage.

CFC Gold Loans Reviews and Ratings (2023)

Unfortunately, CFC Gold Loans don't have any reviews online, they only have a few reviews on their website as you can see below:

CFC Gold Loans Review Customer Review

What I LIKE About CFC Gold Loans

  • They Offer Good Service

CFC offers dealers competitive financing on their inventories to provide the needed liquidity; plus, the ability to swap collateral quickly, and the opportunity to offer their retail customers third-party financing for their purchases. In addition, CFC offers dealers competitive financing on their inventories to provide buying power before auctions.

  • Simple Process

If you want to apply for a loan with CFC Gold Loans, they have a simple process that you can do it online or on their website.

What I Don't Like About CFC Gold Loans

  • They Don't Have Reviews/Ratings!

CFC lacks reviews and ratings from trusted review websites. So, it is fairly hard to tell how legit they are.

  • Minimum Loan Amount

CFC has a minimum loan size of $25,000. So, this means that, based on a typical Loan-To-Value ratio of 65% – 75%, a borrower needs to have approximately $35,000 of precious metal collateral.


Borrowers must be citizens or legal residents of either the United States or Canada and their loans are subject to restrictions based on state residency.


A borrower is required to represent that a loan’s proceeds will be used for commercial investment purposes. The objective of this restriction is to ensure that someone is not borrowing capital to fund day-to-day personal expenses.


CFC loans are for 180 days. Borrowers are generally offered the opportunity to renew their loan several weeks before maturity. Most CFC loans are renewed for multiple terms.

Is CFC Gold Loans a Scam?

CFC Gold Loans is not a scam. Given that they are owned by A-Mark Precious Metals. Also, the company has been in the industry for more than a decade. So, you can trust this company!

However, it is not for everyone. Plus, what they do is that they finance only those that are loaning for business reasons.

So, if you are a businessman, you can engage yourself with them. However, they have big interests and are quite pricey.

So, it is your choice if you want to do business with them.

On the other hand, if you are just an average customer and want to invest in precious metals then I suggest you our top recommendation below

Thank you for reading this review! You can leave your comments below!

Need Information? Call Here: (844) 577-0028

Related Posts

Leave a Reply

Your email address will not be published. Required fields are marked

{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}